Rolling Down the Cost
Carpets and Vinyls

No Credit Check

No credit checks taken, ensuring a stress-free service to all our customers.


Interest Free

Your new floor covering will have no hidden costs or interest, what you agree is what you pay, completely interest free credit.

Included Free

We offer a professional measuring service, along with free underlay, grippers and door trims.

Just £10 a week

Apply Now

Complete the form or call us on 0330 041 2999

Lines are open Monday to Friday 9:00am-5:30pm

It's simple to apply. Call us or complete the form below and a member of our team will contact you to arrange an appointment.

We would love to be able to keep you updated on our products, services, fantastic deals and promotions.

Application Received

Thank you for your application, a member of our team will be in contact soon to arrange an appointment.

Carpets and Vinyls For Just £10 Per Week

The Smart Way To Pay

How it works

  • Apply online or give us a call to arrange an appointment.
  • One of our Account Managers will come to your home with samples and measure up the room.
  • Once we have measured we will give you a complete price and breakdown for the flooring.
  • When you are happy with your choice we will come and fit your carpet within two weeks.
  • We provide free underlay, free door plates and free grippers with your carpet fitting.


  • You will require a valid bank card in your name, if paying by an interest free option.
  • A deposit (from £40) on the day of your appointment, this is taken off your balance.
  • Have the room that the carpet is being fitted clear of all floor coverings and furniture.
  • You will need to pay a one-off fitting fee on the day of installation to our professional fitting team.
  • Payments of £10 are taken by Continuous Payment Authority on a day that suits you until the balance is cleared.

Pay Smart Carpets

Pay Smart Carpets offers you an easy and affordable plan to purchase carpets for your home with no fuss, we are a local family orientated business with access to an industry leading team of professionals who are committed to deliver a top-quality product and fitting service to our customers.

We are able to offer you the opportunity to select from a range of beautiful, high quality floor coverings, at an unbeatable price with a speedy fitting service to your home. At Pay Smart Carpets, we can provide you with an affordable, interest free credit facility to enable you to carpet your home on a room by room basis where required.

At Pay Smart Carpets, we provide unique, flexible options when it comes to carpeting your home.

Putting a smile back into buying
Carpets and Vinyls