blue tick in box white tick in box

No Credit Checks

blue tick in box white tick in box

Interest Free Credit

blue tick in box white tick in box

Free Home Visit

Pay Weekly Flooring From

£10 Per Week

Carpets, Vinyl, Laminate & Beds

Book A Free Home Visit

Complete the form below and a member of our team will contact you to arrange an appointment.

We are Pay Smart Carpets, our easy and affordable pay weekly carpet finance plans allow you to purchase carpets for your home with no fuss. We are a dedicated, local family orientated business with access to an industry leading team of professional carpet fitters, who are committed to deliver top-quality products and an exceptional fitting service to our customers.

At Pay Smart Carpets we provide a unique and flexible pay weekly finance option when it comes to carpeting your home. We provide you with fully trained and experienced carpet fitters to fulfil the installation of your new flooring. Our goal is to offer you flexible finance solutions, therefore giving you the ability to select from a range of beautiful, high quality carpets and floor coverings, at unbeatable prices; we work to a speedy fitting service with our professional carpet fitters working hard ensuring you love your new carpet. Obtaining an affordable pay weekly, interest free carpet finance facility enabling you to carpet your home on a room by room basis has never been easier.

Alternatively, you can apply for our new finance option available through Snap Finance. Please visit our Snap Finance explainer page for more info!

Our Account Managers will visit you at your home and measure the job in hand. Once you have agreed on the right carpet, you can select a date that’s best suited around your lifestyle. Our carpet fitters will then visit your home on the chosen date and fit your new carpets.

Your fitting date has finally arrived. Our Carpet fitter will arrive at your property and start to fit your free underlay, grippers, your new carpet and the door trims.

Before our carpet fitters carry out the install, we require all furniture to be removed from the room where the flooring will be fitted. Now that your new carpet has been fitted, you can relax knowing no hidden costs have been added to your financed balance and your weekly payments will stay the same.

Why Choose Pay Smart Carpets In-House Finance Option

No credit check

No credit checks taken, ensuring a stress-free service to all our customers.

Interest free

Your new Floor covering will have no hidden costs or interest, what you agree is what you pay, completely interest free credit.

Included free

We offer a professional measuring service, along with free underlay, grippers and door trims.

Pay Smart Carpets Ltd Reviews

"Would highly recommend these guys, all so friendly and professional. Bev came to measure up and show me all tbe samples, then i rang the office to arrange a day for fitting. The fitter was lovely, and had my carpet fitted very quickly and efficiently leaving no mess. They all deserve 5*"

Diane Kelly on Facebook

"Got stairs and landing done from these and waiting to order my next 2 rooms the lady who came out was lovely she even measured the next 2 areas ready for us. The fitters were amazing and very good at what they do. Cant fault this company there excellent an the prices are not ridiculous either."

Kay Davies on Google

"Paysmart deliver excellent services from picking carpets to having them fitted, the fitters were very quick and did an out standing job, I would recommend them"

Pauline Simpson on Google

"in love with my new floor thankyou. great service off everyone i spoke to and all really friendly definatly recommending"

Stacey Mostyn on Facebook

"Affordable weekly payments. Friendly staff. Experienced, skillful floor fitters. Excellent customer service. Quality products. Timely responses. I highly recommend Paysmart Carpets!"

Michelle Finneran on Facebook

How Does Pay Smart Carpets In-House Finance Option Work


Apply online or give us a call to arrange an appointment.


One of our Account Managers will come to your home with samples and measure up the room.


Once we have measured we will give you a complete price and breakdown for the flooring.


When you are happy with your choice we will come and fit your carpet within 2-4 weeks.


We provide free underlay, free door plates and free grippers with your carpet fitting.

Getting Started with Pay Smart Carpets In-House Finance Option


You will require a valid bank card in your name, if paying by an interest free option.


A deposit (from £40 based on a standard room) on the day of your appointment, this is taken off your balance.


Have the room that the carpet is being fitted clear of all floor coverings and furniture.


You will need to pay a one-off fitting fee on the day of installation to our professional fitting team.


Payments of £10 are taken by Continuous Payment Authority on a day that suits you until the balance is cleared.

We will come to you in any of the following counties or areas


  • Cheshire
  • Greater Manchester
  • Lancashire
  • Merseyside
  • South Yorkshire


  • Falkirk
  • Glasgow
  • Kilmarnock
  • Motherwell
  • Paisley