Rolling Down the Cost
Carpets, Vinyls and Laminates

No Credit Check

No credit checks taken, ensuring a stress-free service to all our customers.


Interest Free

Your new Floor covering will have no hidden costs or interest, what you agree is what you pay, completely interest free credit.

Included Free

We offer a professional measuring service, along with free underlay, grippers and door trims.

From just £10 a week

Learn More

Complete the form or call us on 0330 041 2999 (England) or 0141 473 0696 (Scotland)

Lines are open Monday to Friday 9:00am-5:00pm

Call us or complete the form below and a member of our team will contact you to arrange an appointment.

We would love to be able to keep you updated on our products, services, fantastic deals and promotions.

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Carpets, Vinyls and Laminates from Just £10 Per Week

The Smart Way To Pay

How it works

  • Apply online or give us a call to arrange an appointment.
  • One of our Account Managers will come to your home with samples and measure up the room.
  • Once we have measured we will give you a complete price and breakdown for the flooring.
  • When you are happy with your choice we will come and fit your carpet within two weeks.
  • We provide free underlay, free door plates and free grippers with your carpet fitting.


  • You will require a valid bank card in your name, if paying by an interest free option.
  • A deposit (from £40 based on a standard room) on the day of your appointment, this is taken off your balance.
  • Have the room that the carpet is being fitted clear of all floor coverings and furniture.
  • You will need to pay a one-off fitting fee on the day of installation to our professional fitting team.
  • Payments of £10 are taken by Continuous Payment Authority on a day that suits you until the balance is cleared.

Pay Smart Carpets - Who we are

We are Pay Smart Carpets based in England and Scotland. Our easy and affordable pay weekly carpet finance plans allow you to purchase carpets for your home with no fuss. We are a dedicated, local family orientated business with access to an industry leading team of professional carpet fitters, who are committed to deliver top-quality products and an exceptional fitting service to our customers.

At Pay Smart Carpets we provide a unique and flexible pay weekly finance option when it comes to carpeting your home. We provide you with fully trained and experienced carpet fitters to fulfil the installation of your new flooring.

Our goal is to offer you flexible finance solutions, therefore giving you the ability to select from a range of beautiful, high quality carpets and floor coverings, at unbeatable prices; we work to a speedy fitting service with our professional carpet fitters working hard ensuring you love your new carpet. Obtaining an affordable pay weekly, interest free carpet finance facility enabling you to carpet your home on a room by room basis has never been easier.

Our Account Managers will visit you at your home and measure the job in hand. Once you have agreed on the right carpet, you can select a date that’s best suited around your lifestyle. Our carpet fitters will then visit your home on the chosen date and fit your new carpets.

New Carpet Day - What to expect

Your fitting date has finally arrived. Our Carpet fitter will arrive at your property and start to fit your free underlay, grippers, your new carpet and the door trims. Before our carpet fitters carry out the install, we require all furniture to be removed from the room where the flooring will be fitted. Now that your new carpet has been fitted, you can relax knowing no hidden costs have been added to your financed balance and your weekly payments will stay the same.

Putting a smile back into buying
Carpets, Vinyls and Laminates